30-Year Conventional Mortgage

A 30-year conventional mortgage is a loan that offers lower interest rates and lower monthly payments, but costs more over the life of the loan. Because the loan payments are spread out over 30 years, you pay more in interest than you would in other loan programs. 

A 30-year conventional mortgage is ideal for:

  • Individuals with higher credit scores (like a FICO score of 740 or higher)
  • Individuals who are able to put a 5-20% down payment

To apply for a conventional loan, call or apply online today to speak with your personal mortgage banker. If you are interested in learning about our other products, please read more about FHA and VA loans. 

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