Why A Bank Statement Loan?

CityWorth Mortgage offers products designed specifically to address the needs of these self-employed borrowers allowing you the opportunity to purchase a new home or refinance your current home.

  

How Does It Work?

                           

CityWorth Mortgage offers the NEW Bank Statement Loan as an alternative to the traditional income verification requirements. Your cash-flow, based on 12 months or 24 months of bank statements, will be your income instead of what you show on your tax returns.

 

Benefits!

  • Income based on 12 or 24 month Bank Statement Cash Flow
  • No W2s, Paystubs, Tax Returns or 4506 Required
  • Loan amounts from $100,000 to $2,500,000
  • Purchase or Refinance
  • Max Cash Out $1,000,000
  • Bankruptcy seasoning 48 months
  • Foreclosure seasoning 48 months
  • Debt Ratio to 50%
  • Up to 85% LTV

Let's Get Started