Mortgage Loans with a
Low Credit Score
Do you have less-than-perfect credit? You may have thought that your credit score would hold you back from buying a home, but with CityWorth Mortgage you can be in the home of your dreams quicker than you thought possible; even if you have less-than-perfect credit or low credit scores.
With the real estate market heating up again, lenders are beginning to look at people who can afford to pay a monthly mortgage payment, but whose credit has been damaged due to past due bills, high medical debt, bankruptcy, foreclosure, divorce or other reasons. At CityWorth Mortgage, we understand that you are more than just a number. You are more than your credit score, which is why we look at a several factors when we look at a prospective borrower. We understand that your credit may have been damaged by factors outside of your control, or that your low credit score is a result of missed payments several years ago. We’ll look at your total financial picture before making any mortgage decision, and we have in-house underwriting to help us to write loans for individuals with low credit scores who may have been turned away from other mortgage lenders.
If you have a credit score as low as 560, CityWorth Mortgage can help you!
That’s right; we can help prospective homebuyers with credit scores as low as 560! If you have damaged credit but have steady income, call or apply online today to discuss what mortgage options we have available for you. We also offer low and no money down payment options, and our flexible underwriting criteria helps us to close mortgage loans that other lenders can’t or won’t offer. We offer FHA, VA, and conventional loans, which can be customized to meet your needs.
At CityWorth Mortgage, we’ll help you design your perfect loan, even if you have low or no credit. You can apply online anytime from anywhere and even get pre-approved online for a mortgage. If your low credit score has been holding you back from your dream of home ownership, call us today or apply online to learn more about the numerous loan programs we offer for those with less-than-perfect credit.